| 级 | 风险项 | 关键数字 | 紧迫 | 建议动作 | 指令 |
|---|---|---|---|---|---|
| P1 | 银行对账差异（J2-4） | 差异 15,454.42 | 高 | 逐笔定位差异来源 | |
| P1 | 现金跑道 | 6.0 个月（月均净流出 1,863.45） | 高 | 加速回款 / 控制支出 | |
| P1 | 高账龄应收（>90 天） | 6,480.00 · 3 张 | 高 | 催收 + 坏账评估 | |
| P2 | 大额发票缺附件 | 40 张 ≥1,000 无附件 | 中 | 向客户索取并归档 | — |
| P2 | Bookkeeping 阶段警告集中 | 6 项 warn / 共 7 项 | 中 | 按阶段重跑并整改 | |
| P2 | 支出结构性抬升 | 近 6 月均流出 1,871.12 = 前期均值 6.7× | 中 | 确认新常态并纳入预算 | — |
| P3 | 项目逾期挂起 | 578 天 · Setup Xero COA | 低 | 关闭或重启 | — |
| P3 | 联系人未分类 | 38/84 | 低 | 批量补角色 | — |
| 发票号 | 客户 | 金额 (SGD) | 开票日 | 账龄 (天) | 区间 |
|---|---|---|---|---|---|
| INV-0111 | SPICA SEEDS TRAVEL | 80.00 | 2026-08-15 | 5 | 0-30 天 |
| INV-0110 | Jack Wong | 188.00 | 2026-08-14 | 6 | 0-30 天 |
| INV-0046 | JIMMY'S KITCHEN (KATONG NANXIANG) | 4,800.00 | 2026-07-31 | 20 | 0-30 天 |
| INV-0102 | KONVERGE PTE. LTD. | 5.50 | 2026-07-28 | 23 | 0-30 天 |
| INV-0100 | STARTLY CONSTRUCTION | 70.00 | 2026-07-28 | 23 | 0-30 天 |
| INV-0099 | YIAN SIN CONSTRUCTION | 39.00 | 2026-07-28 | 23 | 0-30 天 |
| INV-0104 | SNH BEARING SINGAPORE | 580.00 | 2026-07-25 | 26 | 0-30 天 |
| INV-0106 | SNH BEARING SINGAPORE | 580.00 | 2026-07-25 | 26 | 0-30 天 |
| INV-0103 | SNH BEARING SINGAPORE | 580.00 | 2026-07-25 | 26 | 0-30 天 |
| INV-0105 | SNH BEARING SINGAPORE | 580.00 | 2026-07-25 | 26 | 0-30 天 |
| INV-0095 | SNH BEARING SINGAPORE | 580.00 | 2026-07-25 | 26 | 0-30 天 |
| INV-0094 | SNH BEARING SINGAPORE | 1,000.00 | 2026-07-25 | 26 | 0-30 天 |
| INV-0096 | SNH BEARING SINGAPORE | 580.00 | 2026-07-25 | 26 | 0-30 天 |
| INV-0088 | DONROY TRADING | 607.50 | 2026-07-14 | 37 | 31-60 天 |
| INV-0082 | KONVERGE PTE. LTD. | 19.50 | 2026-06-28 | 53 | 31-60 天 |
| INV-0081 | Jack Wong | 188.00 | 2026-06-14 | 67 | 61-90 天 |
| INV-0076 | VANTABLACK GOURMET | 702.00 | 2026-06-12 | 69 | 61-90 天 |
| INV-0075 | Midori Climate Partner | 1,850.00 | 2026-06-10 | 71 | 61-90 天 |
| INV-0069 | YIAN SIN CONSTRUCTION | 39.00 | 2026-05-28 | 84 | 61-90 天 |
| INV-0061 | Derrick Chan Fu Choon | 1,140.00 | 2026-05-17 | 95 | 90 天以上 |
| INV-0049 | PACIFIC RIM ATHLETIC ASSN | 4,200.00 | 2026-03-13 | 160 | 90 天以上 |
| INV-0047 | Derrick Chan Fu Choon | 1,140.00 | 2026-02-17 | 184 | 90 天以上 |
| 账户 | 期初 (1 Jan 26) | 流入 | 流出 | 期末 (30 Jun 26) |
|---|---|---|---|---|
| DBS IDEAL (SGD) | 14,414.42 | 16,884.72 | 20,234.41 | 11,064.73 |
| WISE AUD | 25.75 | 77.97 | 77.97 | 26.89 |
| 合计 | 14,440.17 | 16,962.69 | 20,312.38 | 11,091.62 |
| 科目 | 类别 | 本月借 | 本月贷 | YTD 借 | YTD 贷 |
|---|---|---|---|---|---|
| Other Revenue (260) | 收入 | 6.04 | 30.11 | ||
| Sales (200) | 收入 | 7,414.00 | 27,396.00 | ||
| Bank Fees (404) | 费用 | 13.76 | 62.97 | ||
| Bank Revaluations (497) | 费用 | 0.63 | 1.13 | ||
| Cost of Sales (309) | 费用 | 400.00 | 4,437.00 | ||
| Director Fee (418) | 费用 | 2,000.00 | 6,000.00 | ||
| Entertainment (420) | 费用 | 451.78 | 1,307.63 | ||
| General Expenses (429) | 费用 | 164.86 | 164.86 | ||
| Office Expenses (453) | 费用 | 0.00 | 60.00 | ||
| Realised Currency Gains (499) | 费用 | 3.44 | 40.62 | ||
| Stripe Fees (514) | 费用 | 7.24 | 33.62 | ||
| Subscriptions (485) | 费用 | 646.66 | 3,721.41 | ||
| Telephone & Internet (489) | 费用 | 10.00 | 30.00 | ||
| Travel - National (493) | 费用 | 12.63 | 12.63 | ||
| Unrealised Currency Gains (498) | 费用 | 4.31 | 7.80 | ||
| Wages and Salaries (477) | 费用 | 375.00 | 2,250.00 | ||
| Accounts Receivable (610) | 资产 | 4,147.50 | 13,016.50 | ||
| DBS IDEAL (SGD) (100) | 资产 | 2,814.31 | 11,064.73 | ||
| WISE AUD | 资产 | 0.63 | 26.89 | ||
| Accounts Payable (800) | 负债 | 2,005.79 | 4,527.12 | ||
| Rounding (860) | 负债 | 0.00 | 0.02 | ||
| Owner A Share Capital (970) | 权益 | 0.00 | 276.00 | ||
| Retained Earnings (960) | 权益 | 0.00 | 9,990.68 |
| 报表项目 | 分类 | 30 Apr 2026 | 31 May 2026 | 30 Jun 2026 |
|---|---|---|---|---|
| DBS IDEAL (SGD) | 银行 | 15,408.74 | 13,879.04 | 11,064.73 |
| WISE AUD | 银行 | 27.47 | 27.52 | 26.89 |
| Total Bank | 银行 | 15,436.21 | 13,906.56 | 11,091.62 |
| Accounts Receivable | 流动资产 | 10,265.00 | 8,869.00 | 13,016.50 |
| Total Assets | — | 25,701.21 | 22,775.56 | 24,108.12 |
| Accounts Payable | 流动负债 | 6,304.20 | 6,532.91 | 4,527.12 |
| Rounding | 流动负债 | 0.02 | 0.02 | 0.02 |
| Total Liabilities | — | 6,304.22 | 6,532.93 | 4,527.14 |
| Net Assets | — | 19,396.99 | 16,242.63 | 19,580.98 |
| Current Year Earnings | 权益 | 9,130.32 | 5,975.95 | 9,314.30 |
| Owner A Share Capital | 权益 | 276.00 | 276.00 | 276.00 |
| Retained Earnings | 权益 | 9,990.68 | 9,990.68 | 9,990.68 |
| Total Equity | — | 19,397.00 | 16,242.63 | 19,580.98 |
| 代码 | 科目名称 | Xero 类型 | 中文分类 |
|---|---|---|---|
| — | WISE AUD | BANK | 银行 |
| — | AIRWALLEX_CLOUDFINESSE Cash SGD | BANK | 银行 |
| 100 | DBS IDEAL (SGD) | BANK | 银行 |
| 200 | Sales | REVENUE | 收入 |
| 260 | Other Revenue | REVENUE | 收入 |
| 270 | Interest Income | REVENUE | 收入 |
| 309 | Cost of Sales | DIRECTCOSTS | 直接成本 |
| 310 | Cost of Goods Sold | DIRECTCOSTS | 直接成本 |
| 400 | Advertising | EXPENSE | 费用 |
| 404 | Bank Fees | EXPENSE | 费用 |
| 408 | Cleaning | EXPENSE | 费用 |
| 412 | Consulting & Accounting | EXPENSE | 费用 |
| 416 | Depreciation | EXPENSE | 费用 |
| 418 | Director Fee | EXPENSE | 费用 |
| 420 | Entertainment | EXPENSE | 费用 |
| 425 | Freight & Courier | EXPENSE | 费用 |
| 429 | General Expenses | EXPENSE | 费用 |
| 433 | Insurance | EXPENSE | 费用 |
| 437 | Interest Expense | EXPENSE | 费用 |
| 441 | Legal expenses | EXPENSE | 费用 |
| 445 | Light, Power, Heating | EXPENSE | 费用 |
| 449 | Motor Vehicle Expenses | EXPENSE | 费用 |
| 453 | Office Expenses | EXPENSE | 费用 |
| 461 | Printing & Stationery | EXPENSE | 费用 |
| 469 | Rent | EXPENSE | 费用 |
| 473 | Repairs and Maintenance | EXPENSE | 费用 |
| 477 | Wages and Salaries | EXPENSE | 费用 |
| 478 | Superannuation | EXPENSE | 费用 |
| 485 | Subscriptions | EXPENSE | 费用 |
| 489 | Telephone & Internet | EXPENSE | 费用 |
| 493 | Travel - National | EXPENSE | 费用 |
| 494 | Travel - International | EXPENSE | 费用 |
| 497 | Bank Revaluations | EXPENSE | 费用 |
| 498 | Unrealised Currency Gains | EXPENSE | 费用 |
| 499 | Realised Currency Gains | EXPENSE | 费用 |
| 505 | Income Tax Expense | EXPENSE | 费用 |
| 514 | Stripe Fees | EXPENSE | 费用 |
| 610 | Accounts Receivable | CURRENT | 流动资产 |
| 620 | Prepayments | CURRENT | 流动资产 |
| 630 | Inventory | INVENTORY | 存货 |
| 710 | Office Equipment | FIXED | 固定资产 |
| 711 | Less Acc. Dep. on Office Equipment | FIXED | 固定资产 |
| 720 | Computer Equipment | FIXED | 固定资产 |
| 721 | Less Acc. Dep. on Computer Equipment | FIXED | 固定资产 |
| 020 | Refundable Deposit | CURRLIAB | 流动负债 |
| 800 | Accounts Payable | CURRLIAB | 流动负债 |
| 801 | Unpaid Expense Claims | CURRLIAB | 流动负债 |
| 803 | Wages Payable | CURRLIAB | 流动负债 |
| 820 | GST | CURRLIAB | 流动负债 |
| 825 | Employee Tax Payable | CURRLIAB | 流动负债 |
| 826 | Superannuation Payable | CURRLIAB | 流动负债 |
| 830 | Income Tax Payable | CURRLIAB | 流动负债 |
| 840 | Historical Adjustment | CURRLIAB | 流动负债 |
| 850 | Suspense | CURRLIAB | 流动负债 |
| 860 | Rounding | CURRLIAB | 流动负债 |
| 877 | Tracking Transfers | CURRLIAB | 流动负债 |
| 880 | Owner A Drawings | CURRLIAB | 流动负债 |
| 881 | Owner A Funds Introduced | CURRLIAB | 流动负债 |
| 900 | Loan | TERMLIAB | 长期负债 |
| 960 | Retained Earnings | EQUITY | 权益 |
| 970 | Owner A Share Capital | EQUITY | 权益 |
| 联系人 | 角色 | 邮箱 |
|---|---|---|
| ALCHEMY TECHNOLOGY INTEGRATION PTE. LTD. | 客户 | aikhong.tok@atisg.com |
| ASIATEA ACADEMY PTE. LTD. | 客户 | staff@asiatea.academy |
| Atom Green Pte. Ltd. | 客户 | — |
| AX MARINE CORPORATION PTE. LTD. | 客户 | ikari-cbr@crossborder.asia |
| BEST HOME EMPLOYMENT AGENCY PTE LTD | 客户 | besthome.adm@gmail.com |
| Brave Tales Pte. Ltd. | 客户 | Lqrmichelle@gmail.com |
| CHING AND WONG MANAGEMENT PTE LTD | 客户 | chingwco@singnet.com.sg |
| DDME PTE. LTD. | 客户 | williamtay@citylife.com.sg |
| Derrick Chan Fu Choon | 客户 | derrick@singaporefurniture.com.sg |
| DONROY TRADING PTE LTD | 客户 | donroypte@gmail.com |
| Hoi Leung | 客户 | — |
| Jack Wong | 客户 | jack@cloudfinesse.ai |
| JGS STRATEGIES PTE. LTD. | 客户 | zhangjenny67@gmail.com |
| JIMMY'S KITCHEN (KATONG NANXIANG) PTE. LTD. | 客户 | warrior1973@gmail.com |
| KK SOLUTIONS PTE. LTD. | 客户 | CHUNPOHHUAT2020@GMAIL.COM |
| KONVERGE PTE. LTD. | 客户 | j.thai@konverge.com.au |
| Midori Climate Partner Pte. Ltd. | 客户 | tomoko@midori-partner.com |
| Multiclean Chun Logistics | 客户 | — |
| MY INNERLIGHT PTE. LTD. | 客户 | kit_chua@hotmail.com |
| PACIFIC RIM ATHLETIC ASSOCIATION PTE. LTD. | 客户 | Jfung520@gmail.com |
| SBGOOD PRIVATE LIMITED | 客户 | keith@sbgood.com |
| SGP Furniture Pte. Ltd. | 客户 | derrick@singaporefurniture.com.sg |
| SINKO MARINE PTE. LTD. | 客户 | ronsim@sinkomarine.com |
| SNH BEARING SINGAPORE PTE. LTD. | 客户 | jonathanlauhf4@gmail.com |
| SPICA SEEDS TRAVEL | 客户 | spicaseeds@gmail.com |
| STARTLY CONSTRUCTION PTE. LTD. | 客户 | jackwong3001@gmail.com |
| Sunny Auto (S) Pte. Ltd. | 客户 | qianjun.official@gmail.com |
| TROVER TAX & BUSINESS ADVISORS SINGAPORE PTE. LTD. | 客户 | anthony@trover.tax |
| VANTABLACK GOURMET PTE. LTD. | 客户 | chingkaisern@gmail.com |
| YI HENG INTERIOR & FURNITURE PTE. LTD. | 客户 | Broade.ojl@gmail.com |
| YIAN SIN CONSTRUCTION PTE. LTD. | 客户 | jackwong3001@gmail.com |
| Yongfei Manufacturing Pte. Ltd. | 客户 | peterlyt@gmail.com |
| Anthropic | 供应商 | — |
| BGL Corporate Solutions Pty Ltd | 供应商 | — |
| CantyDigital Creative PTY LTD | 供应商 | matt@cantydigital.com |
| Cloudflare Inc. | 供应商 | — |
| Elisa Elisa | 供应商 | elisa.elisa@vientec.com |
| Kai Sern Ching | 供应商 | cloudfinessesg@gmail.com |
| Kirk Lee Gan | 供应商 | kirklee_gan@outlook.com |
| Kirk Reimbursement | 供应商 | Kirklee_gan@outlook.com |
| KS Reimbusement | 供应商 | — |
| No Contact | 供应商 | — |
| Simplicity IT Pty Ltd | 供应商 | — |
| Vientec Indonesia | 供应商 | — |
| xAI | 供应商 | — |
| Xero (Singapore) Pte. Ltd. | 供应商 | — |
| A GUN PUB | 未分类 | — |
| ADP Global Pte Ltd | 未分类 | tranhainam244@gmail.com |
| ARBI TATAMI & CONTRACTING PTE. LTD. | 未分类 | ivy@falconfurnishing.com |
| Aura Prisma Pte. Ltd. | 未分类 | lainicole88@hotmail.com |
| BAT | 未分类 | — |
| Black Society Restaurant | 未分类 | — |
| CANVA | 未分类 | — |
| Casatic (Singapore) Private Ltd | 未分类 | shaz_hassan@casatic.sg |
| Chip Hup Seng Investment Pte Ltd | 未分类 | Hwaseng1@gmail.com |
| CYBERTRON ACADEMY PTE. LTD. | 未分类 | wongwaimun@outlook.com |
| DBS Bank | 未分类 | — |
| ENERGY & RENEWABLE ENERGY INDOCHINA PTE. LTD. | 未分类 | trungnguyen.indochina@gmail.com |
| FEI FEI WONTON NOODLES | 未分类 | — |
| FOOD | 未分类 | — |
| Gan Management Pte Ltd | 未分类 | info@ganmgnt.com |
| GLOBAL INTERNATIONAL GI PTE. LTD. | 未分类 | — |
| HoriZon Fast Ferry | 未分类 | — |
| I8 FURNITURE PTE. LTD. | 未分类 | bhestk@hotmail.com |
| IMAGE MAKER IT SUPPLIES PTE. LTD. | 未分类 | — |
| Kang Wei's Company | 未分类 | — |
| Katong Laksa | 未分类 | — |
| L & Z WONG PTE. LTD. | 未分类 | dcheong@outlook.com |
| MEALFIT PTE. LTD. | 未分类 | chingkaisern@gmail.com |
| MERSTAR INTERNATIONAL TRADING PTE. LTD. | 未分类 | eddy@merstar.com.sg |
| Ms Bindu (Dowell India) | 未分类 | — |
| QC TEST Contact | 未分类 | qctest@example.com |
| S11 FURNITURE PTE. LTD. | 未分类 | bhestk@hotmail.com |
| SABERLIT PTE. LTD. | 未分类 | Phyllisoee@gmail.com |
| Sam Mitrovic | 未分类 | sam@cloudjoy.com.au |
| Services | 未分类 | — |
| Shane Da Costa | 未分类 | shane@miyagi.coach |
| SIMBA Telecom | 未分类 | — |
| Stripe | 未分类 | — |
| TERRY AUTO PTE. LTD. | 未分类 | — |
| TOASTBOX | 未分类 | — |
| UDON SHIN | 未分类 | — |
| YU JIN CAPITAL INVESTMENT PTE. LTD. | 未分类 | MEGJU777@GMAIL.COM |
| Zhang Jing | 未分类 | — |